{"id":58639,"date":"2024-05-29T13:21:04","date_gmt":"2024-05-29T05:21:04","guid":{"rendered":"https:\/\/refugeemalaysia.org\/support\/refugee-medical-insurance-remedi\/"},"modified":"2026-01-09T09:14:54","modified_gmt":"2026-01-09T01:14:54","slug":"refugee-medical-insurance-remedi","status":"publish","type":"page","link":"https:\/\/refugeemalaysia.org\/hh\/support\/refugee-medical-insurance-remedi\/","title":{"rendered":"Refugee Medical Insurance (REMEDI)"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Hero&#8221; _builder_version=&#8221;4.27.0&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(0,0,0,0.4) 0%|rgba(0,0,0,0.4) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(0,0,0,0.4)&#8221; background_color_gradient_end=&#8221;rgba(0,0,0,0.4)&#8221; background_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/09\/remedi-hands-protect-1.jpg&#8221; custom_padding=&#8221;109px|0px|110px|0px|false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins|600||on|||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;50px&#8221; header_font_tablet=&#8221;&#8221; header_font_phone=&#8221;&#8221; header_font_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;48px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_text_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Refugee Medical Insurance (REMEDI)<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What is REMEDI \u2013 Refugee Medical Insurance?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/09\/remedi-hands-protect.jpg&#8221; title_text=&#8221;remedi-hands-protect&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Refugee Medical Insurance (REMEDI) helps refugees with medical and accident-related costs . By enrolling in REMEDI, which costs RM 183.60 per year, REMEDI provides coverage if a refugee is admitted at a government hospital in Malaysia due to unexpected illnesses or accidents, or if they experience permanent disablement or medical expenses from an accident. If that happens, REMEDI will pay the full cost of the hospital bill up to RM 10,000 per admission and up to a total of RM 20,000 per year.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#efefef&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; top_divider_height=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Why Should You Enrol?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; ul_font=&#8221;Poppins||||||||&#8221; ul_line_height=&#8221;1.6em&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Unexpected injuries or illnesses can lead to costly hospital bills for refugees in Malaysia, risking their savings and financial stability<\/li>\n<li>REMEDI provides refugees peace of mind by covering hospital bills, so refugees don\u2019t have to worry about unexpected medical expenses<\/li>\n<li>The annual cost to enrol in REMEDI \u2013 called the \u201cpremium\u201d \u2013 is affordable compared to the coverage provided, which is up to RM10,000 per admission and RM20,000 annually for hospitalization and surgical expenses and RM10,000 for death or permanent disablement due to accidental causes. This means you are protected against unforeseen medical emergencies for as low as RM0.50 per day!<\/li>\n<li>REMEDI is the only insurance scheme in Malaysia endorsed by UNHCR, developed in partnership with Allianz <\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; top_divider_color=&#8221;#0072BC&#8221; top_divider_height=&#8221;50px&#8221; animation_direction=&#8221;top&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#474747&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Who Can Enrol?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/06\/enrol-remedi.jpg&#8221; title_text=&#8221;enrol-remedi&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;70%&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row make_equal=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin: auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; ul_font=&#8221;Poppins||||||||&#8221; ul_line_height=&#8221;1.6em&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Refugees and asylum-seekers registered with UNHCR in Malaysia<\/li>\n<li>Aged from eighteen (18) to sixty (60) years old<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#efefef&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What is Covered Under REMEDI?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>REMEDI covers hospital bills if you are admitted to a government hospital in Malaysia for unexpected illnesses or accidents.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dvmd_table_maker tbl_responsive_mode=&#8221;off&#8221; tbl_frame_gap_col=&#8221;5px&#8221; tbl_frame_gap_row=&#8221;5px&#8221; tbl_stripes_active=&#8221;on&#8221; tbl_stripes_order=&#8221;odd&#8221; tbl_stripes_apply=&#8221;on|off|off|off|off&#8221; tbl_tcell_cell_align_horz=&#8221;center&#8221; tbl_tcell_cell_align_vert=&#8221;center&#8221; tbl_tcell_cell_padding=&#8221;20px|20px|20px|20px|true|true&#8221; tbl_chead_cell_color=&#8221;#6c757d&#8221; tbl_rhead_cell_color=&#8221;#FAEB00&#8243; tbl_rhead_cell_align_horz=&#8221;center&#8221; disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; tbl_tcell_text_font=&#8221;Poppins||||||||&#8221; tbl_tcell_text_font_size=&#8221;16px&#8221; tbl_chead_text_font=&#8221;|700|||||||&#8221; tbl_chead_text_text_color=&#8221;#FFFFFF&#8221; tbl_chead_text_font_size=&#8221;15px&#8221; tbl_chead_text_line_height=&#8221;1.2em&#8221; tbl_cfoot_text_font=&#8221;Poppins|700|||||||&#8221; tbl_rhead_text_font=&#8221;|600|||||||&#8221; tbl_rhead_text_text_color=&#8221;#000000&#8243; tbl_rhead_text_font_size=&#8221;18px&#8221; tbl_rhead_text_line_height=&#8221;1.2em&#8221; tbl_rfoot_text_font_size=&#8221;0px&#8221; tbl_tcell_text_font_size_tablet=&#8221;16px&#8221; tbl_tcell_text_font_size_phone=&#8221;8px&#8221; tbl_tcell_text_font_size_last_edited=&#8221;on|tablet&#8221; tbl_chead_text_font_size_tablet=&#8221;&#8221; tbl_chead_text_font_size_phone=&#8221;&#8221; tbl_chead_text_font_size_last_edited=&#8221;on|desktop&#8221; tbl_rhead_text_text_color_tablet=&#8221;&#8221; tbl_rhead_text_text_color_phone=&#8221;&#8221; tbl_rhead_text_text_color_last_edited=&#8221;on|phone&#8221; border_radii_tbl_tcell_cell_border=&#8221;on|10px|10px|10px|10px&#8221; border_width_all_tbl_tcell_cell_border=&#8221;2px&#8221; border_width_all_tbl_chead_cell_border=&#8221;0px&#8221; border_style_all_tbl_chead_cell_border=&#8221;none&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][dvmd_table_maker_item col_label=&#8221;No.&#8221; col_content=&#8221;No.<\/p>\n<p>1<br \/>\n2<br \/>\n3<br \/>\n4<br \/>\n5<br \/>\n6<br \/>\n7<br \/>\n8<br \/>\n9<\/p>\n<p>10<br \/>\n11<br \/>\n&#8221; col_column_max_width=&#8221;0fr&#8221; col_tcell_cell_padding=&#8221;||||false|false&#8221; col_rhead_cell_padding=&#8221;||||false|false&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][dvmd_table_maker_item col_label=&#8221;Benefits&#8221; col_content=&#8221;Benefits<br \/>\n<cell colspan=%222%22><strong>HOSPITAL and SURGICAL (H&#038;S)<\/strong><\/cell><br \/>\nDaily Hospital Room &#038; Board (maximum up to 30 days)<br \/>\nIntensive Care Unit (ICU) (maximum up to 15 days)<br \/>\nHospital Supplies and Services<br \/>\nOperating Theatre<br \/>\nSurgical Fees (excluding organ transplantation)<br \/>\nAnaesthetist Fees<br \/>\nIn-Hospital Physician Visits (maximum up to 30 days)<br \/>\nIn-Hospital Specialist Consultation Visits (maximum up to 30 days)<br \/>\nAmbulance Fees \/ Medical Report Fees<br \/>\n<strong>Maximum limit for any one admission<\/strong><br \/>\n<strong>Maximum Overall Annual Limit (Item 1 to 9)<\/strong><br \/>\n<cell colspan=%222%22><strong>PERSONAL ACCIDENT (PA) (Optional)<\/strong><\/cell><br \/>\nDeath or Permanent Disablement (due to accident)<br \/>\nMedical and Surgical Expenses (due to accident)<br \/>\nPremium (inclusive of Servce tax)&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][dvmd_table_maker_item col_label=&#8221;Amount&#8221; col_content=&#8221;Amount (RM)<\/p>\n<p><cell rowspan=%229%22>As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.<\/cell><\/p>\n<p><strong>10,000<\/strong><br \/>\n<strong>20,000<\/strong><\/p>\n<p>10,000<br \/>\n2,000<br \/>\n183.60&#8243; col_column_max_width=&#8221;0.5fr&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][\/dvmd_table_maker][dvmd_table_maker tbl_row_header_count=&#8221;0&#8243; tbl_responsive_mode=&#8221;off&#8221; tbl_frame_gap_col=&#8221;5px&#8221; tbl_frame_gap_row=&#8221;5px&#8221; tbl_stripes_active=&#8221;on&#8221; tbl_stripes_order=&#8221;odd&#8221; tbl_stripes_apply=&#8221;on|off|off|off|off&#8221; tbl_tcell_cell_align_horz=&#8221;center&#8221; tbl_tcell_cell_align_vert=&#8221;center&#8221; tbl_tcell_cell_padding=&#8221;20px|20px|20px|20px|true|true&#8221; tbl_chead_cell_color=&#8221;#6c757d&#8221; tbl_rhead_cell_color=&#8221;#FAEB00&#8243; tbl_rhead_cell_align_horz=&#8221;center&#8221; disabled_on=&#8221;off|on|on&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; tbl_tcell_text_font=&#8221;Poppins||||||||&#8221; tbl_tcell_text_font_size=&#8221;16px&#8221; tbl_chead_text_font=&#8221;|700|||||||&#8221; tbl_chead_text_text_color=&#8221;#FFFFFF&#8221; tbl_chead_text_font_size=&#8221;15px&#8221; tbl_chead_text_line_height=&#8221;1.2em&#8221; tbl_cfoot_text_font=&#8221;Poppins|700|||||||&#8221; tbl_rhead_text_font=&#8221;|600|||||||&#8221; tbl_rhead_text_text_color=&#8221;#000000&#8243; tbl_rhead_text_font_size=&#8221;18px&#8221; tbl_rhead_text_line_height=&#8221;1.2em&#8221; tbl_rfoot_text_font_size=&#8221;0px&#8221; tbl_tcell_text_font_size_tablet=&#8221;16px&#8221; tbl_tcell_text_font_size_phone=&#8221;8px&#8221; tbl_tcell_text_font_size_last_edited=&#8221;on|tablet&#8221; tbl_chead_text_font_size_tablet=&#8221;&#8221; tbl_chead_text_font_size_phone=&#8221;&#8221; tbl_chead_text_font_size_last_edited=&#8221;on|desktop&#8221; tbl_rhead_text_text_color_tablet=&#8221;&#8221; tbl_rhead_text_text_color_phone=&#8221;&#8221; tbl_rhead_text_text_color_last_edited=&#8221;on|phone&#8221; border_radii_tbl_tcell_cell_border=&#8221;on|10px|10px|10px|10px&#8221; border_width_all_tbl_tcell_cell_border=&#8221;2px&#8221; border_width_all_tbl_chead_cell_border=&#8221;0px&#8221; border_style_all_tbl_chead_cell_border=&#8221;none&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][dvmd_table_maker_item col_label=&#8221;Benefits&#8221; col_content=&#8221;Benefits<br \/>\n<cell colspan=%222%22><strong>HOSPITAL and SURGICAL (H&#038;S)<\/strong><\/cell><br \/>\nDaily Hospital Room &#038; Board (maximum up to 30 days)<br \/>\nIntensive Care Unit (ICU) (maximum up to 15 days)<br \/>\nHospital Supplies and Services<br \/>\nOperating Theatre<br \/>\nSurgical Fees (excluding organ transplantation)<br \/>\nAnaesthetist Fees<br \/>\nIn-Hospital Physician Visits (maximum up to 30 days)<br \/>\nIn-Hospital Specialist Consultation Visits (maximum up to 30 days)<br \/>\nAmbulance Fees \/ Medical Report Fees<br \/>\n<strong>Maximum limit for any one admission<\/strong><br \/>\n<strong>Maximum Overall Annual Limit (Item 1 to 9)<\/strong><br \/>\n<cell colspan=%222%22><strong>PERSONAL ACCIDENT (PA) (Optional)<\/strong><\/cell><br \/>\nDeath or Permanent Disablement (due to accident)<br \/>\nMedical and Surgical Expenses (due to accident)<br \/>\nPremium (inclusive of Servce tax)&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][dvmd_table_maker_item col_label=&#8221;Amount&#8221; col_content=&#8221;Amount (RM)<\/p>\n<p><cell rowspan=%229%22>As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.<\/cell><\/p>\n<p><strong>10,000<\/strong><br \/>\n<strong>20,000<\/strong><\/p>\n<p>10,000<br \/>\n2,000<br \/>\n183.60&#8243; col_column_max_width=&#8221;0.5fr&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][\/dvmd_table_maker][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; top_divider_height=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What is Not Covered Under REMEDI?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>REMEDI does not cover hospital bills at private hospitals, or outpatient treatments that do not require hospitalization.<\/p>\n<p>In Malaysia, most medical insurance plans, including REMEDI, exclude coverage for certain conditions and treatments. These exclusions include:<\/p>\n<p>[\/et_pb_text][et_pb_text ol_position=&#8221;outside&#8221; ol_item_indent=&#8221;30px&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; ol_font=&#8221;Poppins||||||||&#8221; ol_line_height=&#8221;1.6em&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ol>\n<li>Pre-existing illness (an illness which existed before you enrolled in REMEDI and for which you have been aware of);<\/li>\n<li>Cardiovascular disease and all cancers, occurring within the first 120 days of your Period of Insurance;<\/li>\n<li>Plastic\/cosmetic surgery, circumcision, eye examination, glasses, the use or acquisition of external prosthetic appliances or devices such as artificial limbs, hearing aids, implanted pacemakers and prescriptions;<\/li>\n<li>Dental conditions including dental treatment or oral surgery except as necessitated by Injury to sound natural teeth occurring wholly during your Period of Insurance;<\/li>\n<li>Private nursing, rest cures or sanitaria care, illegal drugs, intoxication, sterilization, venereal disease and its sequelae, AIDS (Acquired Immunodeficiency Syndrome), ARC (AIDS Related Complex), HIV (Human Immunodeficiency Virus) related diseases, and any communicable diseases requiring quarantine by law;<\/li>\n<li>Any treatment or surgical operation for Congenital Conditions\/abnormalities or deformities including hereditary conditions;<\/li>\n<li>Childbirth, miscarriage or any complications to a pregnancy, unless caused solely and directly by an Accident and prenatal or postnatal care and surgical, mechanical or chemical contraceptive methods of birth control or treatment pertaining to infertility. Erectile dysfunction and tests or treatment related to impotence or sterilization;<\/li>\n<li>Insanity, suicide or any attempt thereat, or intentional self-inflicted injuries;<\/li>\n<li>War or any act of war, declared or undeclared, criminal or terrorist activities, active duty in any armed forces, direct participation in strikes, riots and civil commotion or insurrection;<\/li>\n<li>Psychotic, mental, or nervous disorders (including any neuroses and their physiological or psychosomatic manifestations).<\/li>\n<\/ol>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Note: This list is non-exhaustive. Please refer to the policy for the full list of exclusions under this policy.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#efefef&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#474747&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>How to Enrol<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>To enroll in REMEDI, simply follow these steps:<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_content_timeline dsm_timeline_style=&#8221;left&#8221; dsm_responsive_style=&#8221;left&#8221; dsm_card_arrow=&#8221;on&#8221; dsm_tree_animation=&#8221;on&#8221; dsm_bg_color=&#8221;#0072BC&#8221; dsm_pointer_bg_color=&#8221;#FAEB00&#8243; dsm_pointer_active_bg_color=&#8221;#0072BC&#8221; dsm_pointer_icon_color=&#8221;#000000&#8243; dsm_pointer_active_icon_color=&#8221;#FFFFFF&#8221; dsm_tree_bg_color=&#8221;#CED4DA&#8221; dsm_tree_active_bg_color=&#8221;#0072BC&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Lato|700|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; content_font=&#8221;Lato||||||||&#8221; content_text_color=&#8221;#FFFFFF&#8221; content_font_size=&#8221;15px&#8221; opposite_text_font=&#8221;Lato|700||on|||||&#8221; opposite_text_text_align=&#8221;center&#8221; opposite_text_font_size=&#8221;20px&#8221; custom_padding=&#8221;20px|30px|30px|30px|false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][dsm_content_timeline_child dsm_use_icon_image=&#8221;off&#8221; dsm_title=&#8221;Choose One (1) of the Options Below&#8221; dsm_content=&#8221;<\/p>\n<p>a) <strong>Enrolment Events<\/strong>: Subscribe to the Refugee Malaysia Telegram channel for updates on upcoming events near you<br \/>b) <strong>Community Organisation<\/strong>: <span style=%22text-decoration: underline;%22><span style=%22color: #ffffff;%22><a href=%22https:\/\/drive.google.com\/file\/d\/1vY_x4RkIUSNVYZenVhwfU70IMX9d8nFd\/view%22 title=%22Remedi Community Centers%22 style=%22color: #ffffff; text-decoration: underline;%22 data-et-target-link=%22_blank%22 rel=%22noopener%22>Visit these community centres<\/a> <\/span><\/span>to buy REMEDI.<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#xf303;||fa||900&#8243; dsm_opposite_text=&#8221;Step 1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Lato||||||||&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243; sticky_enabled=&#8221;0&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_use_icon_image=&#8221;off&#8221; dsm_title=&#8221;Wait&#8221; dsm_content=&#8221;<\/p>\n<p>Wait for an Allianz agent to contact you.<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#xf095;||fa||900&#8243; dsm_opposite_text=&#8221;Step 2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_use_icon_image=&#8221;off&#8221; dsm_title=&#8221;Terms and Conditions&#8221; dsm_content=&#8221;<\/p>\n<p>Consult with the Allianz agent to discuss the policy coverage, terms, and conditions.<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#xe065;||divi||400&#8243; dsm_opposite_text=&#8221;Step 3&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_use_icon_image=&#8221;off&#8221; dsm_title=&#8221;Payment&#8221; dsm_content=&#8221;<\/p>\n<p>If you are ready to enrol, make the payment of RM183.60 to the Allianz agent<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#xf4c0;||fa||900&#8243; dsm_opposite_text=&#8221;Step 4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_use_icon_image=&#8221;off&#8221; dsm_title=&#8221;REMEDI Card&#8221; dsm_content=&#8221;<\/p>\n<p>Collect your REMEDI card and Certificate of Insurance from the Allianz agent<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#xf2bb;||fa||900&#8243; dsm_opposite_text=&#8221;Step 5&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][\/dsm_content_timeline][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; top_divider_height=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>REMEDI Documents<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Once you have paid RM 183.60 to the Allianz agent and enrolled in REMEDI, you will receive the three documents below. You can also view the full list of REMEDI Documents including flyers, policy wording, and product disclosure sheet on <a href=\"https:\/\/www.allianz.com.my\/personal\/partnership\/remedi.html\" target=\"_blank\" rel=\"noopener\">Allianz\u2019s website<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin: auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Medical Card (front)<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/11\/remedi-allianz-front.png&#8221; title_text=&#8221;remedi-allianz-front&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Medical Card (back)<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/11\/remedi-allianz-back.png&#8221; title_text=&#8221;remedi-allianz-back&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|22px|22px|22px|22px&#8221; border_width_all=&#8221;0.5px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin: auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Cover Letter<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/11\/remedi-cover-letter.png&#8221; title_text=&#8221;remedi-cover-letter&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|22px|22px|22px|22px&#8221; border_width_all=&#8221;0.5px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Certificate of Insurance<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/11\/remedi-certificate-of-insurance.png&#8221; title_text=&#8221;remedi-certificate-of-insurance&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|22px|22px|22px|22px&#8221; border_width_all=&#8221;0.5px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#efefef&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; top_divider_height=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>How Do I Use REMEDI at Hospitals?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_content_timeline dsm_responsive_style=&#8221;right&#8221; dsm_tree_animation=&#8221;on&#8221; dsm_pointer_bg_color=&#8221;#FAEB00&#8243; dsm_pointer_active_bg_color=&#8221;#0072BC&#8221; dsm_pointer_icon_color=&#8221;#000000&#8243; dsm_pointer_active_icon_color=&#8221;#FFFFFF&#8221; dsm_tree_bg_color=&#8221;#CED4DA&#8221; dsm_tree_active_bg_color=&#8221;#0072BC&#8221; dsm_image_width=&#8221;100px&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Lato|700|||||||&#8221; header_font_size=&#8221;20px&#8221; content_font=&#8221;Lato||||||||&#8221; content_font_size=&#8221;16px&#8221; image_icon_custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; border_width_all_card_border=&#8221;1px&#8221; border_color_all_card_border=&#8221;#0072BC&#8221; global_colors_info=&#8221;{}&#8221;][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-hospital.png&#8221; title_text=&#8221;remedi-hospital&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Hospital&#8221; dsm_content=&#8221;<\/p>\n<p><span>Visit your nearest <a href=%22https:\/\/www.moh.gov.my\/index.php\/database_stores\/store_view\/82%22 data-et-target-link=%22_blank%22 rel=%22noopener%22>Malaysian government hospital<\/a><\/span><\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#xf111;||fa||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/09\/research_7265916.png&#8221; title_text=&#8221;research_7265916&#8243; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Assessment&#8221; dsm_content=&#8221;<\/p>\n<p>You will be assessed again to see if an admission is required<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-document.png&#8221; title_text=&#8221;remedi-document&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Documents&#8221; dsm_content=&#8221;<\/p>\n<p>Present your REMEDI Medical Card and UNHCR Card\/UC Letter<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-verification.png&#8221; title_text=&#8221;remedi-verification&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Verification&#8221; dsm_content=&#8221;<\/p>\n<p>Admission counter checks patient\u2019s UNHCR document &#038; REMEDI Medical Card<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-admission.png&#8221; title_text=&#8221;remedi-admission&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Admission&#8221; dsm_content=&#8221;<\/p>\n<p>Once verified, hospital will prepare for your admission<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-recovery.png&#8221; title_text=&#8221;remedi-recovery&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Recovery&#8221; dsm_content=&#8221;<\/p>\n<p>Upon recovery, you will be informed of your discharge from hospital<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-bill.png&#8221; title_text=&#8221;remedi-bill&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Bill&#8221; dsm_content=&#8221;<\/p>\n<p>Hospital prepares medical bill<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-payment.png&#8221; title_text=&#8221;remedi-payment&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Payment&#8221; dsm_content=&#8221;<\/p>\n<p>If there are no uncovered items \/ treatment does not exceed your limits, no payment will be needed (otherwise clear all payments at the hospital).<\/p>\n<p><em><strong>Note<\/strong>: If there are charges not covered by the insurance, you are responsible for paying them. If you have difficulties in paying, you can contact the <a href=%22https:\/\/refugeemalaysia.org\/support\/health-services\/%22>Malaysian Relief Agency<\/a>. Medical assistance will be assessed on a case-by-case basis.<\/em><\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x5b;||divi||400&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-medication.png&#8221; title_text=&#8221;remedi-medication&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Medication&#8221; dsm_content=&#8221;<\/p>\n<p>Collect all medication and medical certificate (MC) and get well soon!<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][\/dsm_content_timeline][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; top_divider_height=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>REMEDI Related Materials<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;What is REMEDI?&#8221; url=&#8221;https:\/\/drive.google.com\/drive\/u\/0\/folders\/126c8OQAQMJyf6PzC5PEg8sU1OCRg4edH&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/12\/what-is-remedi-hakha-1.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Why do you need REMEDI?&#8221; url=&#8221;https:\/\/drive.google.com\/drive\/u\/0\/folders\/1JT-AjZ_h_G2b-VVPVOMlrau8Kq-bo9f9&#8243; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/12\/why-you-need-remedi-hakha-1.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;What does REMEDI cover?&#8221; url=&#8221;https:\/\/drive.google.com\/drive\/u\/0\/folders\/1bRqNzQNowB8TQt2-LU0pweEUgVkfuYJ9&#8243; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/12\/what-does-remedi-cover-hakha-1.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Table of Benefits&#8221; url=&#8221;https:\/\/drive.google.com\/drive\/u\/0\/folders\/1uTZNj-8R1cBO_-v-1m84mbHxmL301JSu&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/12\/table-of-benefits-hakha-1.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;How can you enrol in REMEDI?&#8221; url=&#8221;https:\/\/drive.google.com\/drive\/u\/0\/folders\/1Do4Aho4Eof43969xNjAul-ngDvYCWyN5&#8243; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/12\/how-can-you-enrol-in-remedi-hakha-1.jpg&#8221; 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global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;How to use REMEDI at hospitals?&#8221; url=&#8221;https:\/\/drive.google.com\/drive\/u\/0\/folders\/1Q_uZLWipH3EtEtw9cLv4rT1pES-0zPCw&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/12\/how-to-use-remedi-at-hospitals-hakha-1.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Document to bring to hospital&#8221; url=&#8221;https:\/\/drive.google.com\/drive\/u\/0\/folders\/1U5JLbuTi_tbSRgZh_inxjF9QTJvNOzfN&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/12\/documents-to-bring-to-hospital-hakha.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; 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_module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Protect yourself&#8221; url=&#8221;https:\/\/drive.google.com\/drive\/u\/0\/folders\/1eVSXJ36RW5tXh4mcu5s_s-QCP2P0udhE&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/12\/protect-yourself-hakha-1-1.jpg&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_video src=&#8221;https:\/\/www.youtube.com\/watch?v=GsoQEIVG4DY&#038;list=PLADdiiEnD8AJ1k5oSNxfEnHF0FOinG6fn&#038;index=31&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_video][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Poppins|600||on|||||&#8221; text_text_color=&#8221;#0072BC&#8221; text_font_size=&#8221;20px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>REMEDI<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#efefef&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Have Some Questions?<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;||30px||false|false&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>For more information, please consult the Refugee Medical Insurance (REMEDI) Frequently Asked Questions (FAQ).<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; 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By enrolling in REMEDI, which costs RM 183.60 per year, REMEDI provides coverage if a refugee is admitted at a government hospital in Malaysia due to unexpected illnesses or accidents, or if they experience [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":11174,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-58639","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/refugeemalaysia.org\/hh\/wp-json\/wp\/v2\/pages\/58639","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/refugeemalaysia.org\/hh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/refugeemalaysia.org\/hh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/refugeemalaysia.org\/hh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/refugeemalaysia.org\/hh\/wp-json\/wp\/v2\/comments?post=58639"}],"version-history":[{"count":52,"href":"https:\/\/refugeemalaysia.org\/hh\/wp-json\/wp\/v2\/pages\/58639\/revisions"}],"predecessor-version":[{"id":61565,"href":"https:\/\/refugeemalaysia.org\/hh\/wp-json\/wp\/v2\/pages\/58639\/revisions\/61565"}],"up":[{"embeddable":true,"href":"https:\/\/refugeemalaysia.org\/hh\/wp-json\/wp\/v2\/pages\/11174"}],"wp:attachment":[{"href":"https:\/\/refugeemalaysia.org\/hh\/wp-json\/wp\/v2\/media?parent=58639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}