{"id":59108,"date":"2024-05-29T13:21:04","date_gmt":"2024-05-29T05:21:04","guid":{"rendered":"https:\/\/refugeemalaysia.org\/modot\/refugee-medical-insurance-remedi\/"},"modified":"2025-04-24T11:17:22","modified_gmt":"2025-04-24T03:17:22","slug":"refugee-medical-insurance-remedi","status":"publish","type":"page","link":"https:\/\/refugeemalaysia.org\/rh\/modot\/refugee-medical-insurance-remedi\/","title":{"rendered":"Ref\u00faji Elac or Ins\u00farens (REMEDI)"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Hero&#8221; _builder_version=&#8221;4.27.0&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(0,0,0,0.4) 0%|rgba(0,0,0,0.4) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(0,0,0,0.4)&#8221; background_color_gradient_end=&#8221;rgba(0,0,0,0.4)&#8221; background_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/09\/remedi-hands-protect-1.jpg&#8221; custom_padding=&#8221;109px|0px|110px|0px|false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Poppins|600||on|||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;50px&#8221; header_font_tablet=&#8221;&#8221; header_font_phone=&#8221;&#8221; header_font_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;48px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_text_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Ref\u00faji Elac or Ins\u00farens (REMEDI)<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>REMEDI-Ref\u00faji Elac or Ins\u00farens h\u00f3de ki?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/09\/remedi-hands-protect.jpg&#8221; title_text=&#8221;remedi-hands-protect&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]Ref\u00faji Elac or Ins\u00farens (REMEDI) ye ref\u00faji \u00f3kkol or\u00e9 elac arde eks\u00edden or mutaalek h\u00f3ros \u00f3kkol \u00f3lla modotgore. Bos\u00f3re RM 183.60 di REMEDI&#8217;t dah\u00e9l \u00f3ile, REMEDI ye h\u00f3ros dizaibo zodi ref\u00faji uggw\u00e1 eks\u00edden y\u00e1 gumans\u00e1ra biaram loi Malaysia&#8217;r h\u00f3kumot or h\u00f3spitel \u00f3t g\u00f3li t\u00e1ka f\u00f3ijje de \u00f3ile, y\u00e1 tar\u00e1 zodi h\u00e1mic\u00e1lla mazur y\u00e1 eks\u00edden or elac or h\u00f3ros \u00f3kkol mukabela gor\u00e9 de \u00f3ile. Zodi \u00e9ndilla \u00f3o, REMEDI ye h\u00f3spitel or fura h\u00f3ros dibo ar ekbar h\u00f3spitel u\u00e7\u00ed t\u00e1kon or zoria bil RM 10,000 f\u00f3ijjonto dibo ar ek bos\u00f3re kulehale RM 20,000 f\u00f3ijjonto h\u00f3ros bo\u00f3i zaibo.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#efefef&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; top_divider_height=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Kiy\u00f3lla Tu\u00e1\u00f1rt\u00fa Dah\u00e9l \u00d3onsa?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; ul_font=&#8221;Poppins||||||||&#8221; ul_line_height=&#8221;1.6em&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Guman s\u00e1ra g\u00e1il y\u00e1 biaram \u00f3kkol e Malaysia&#8217;t as\u00e9 de ref\u00faji \u00f3kkol or\u00e9 h\u00f3spitel or bil \u00f3kkol bec\u00ed diafore d\u00e9 h\u00e1lot \u00f3t loiza, ziyane tar\u00e1r maali c\u00e1nt\u00ed arde zom\u00e1 rak\u00f3on \u00f3re h\u00f3torat fel\u00e9.<\/li>\n<li>REMEDI e h\u00f3spitel or bil \u00f3kkol di ref\u00faji \u00f3kkol or mon or c\u00e1nti de, \u00e9h\u00f3talla ref\u00faji \u00f3kkok \u00f3ttu guman s\u00e1ra elac or h\u00f3ros or baabute cinta n\u00e1i.<\/li>\n<li>REMEDI&#8217;t deh\u00e9l or bos\u00f3ri h\u00f3ros or\u00e9 premiam ho\u00f3 ziyan h\u00f3ros dibo de y\u00edan l\u00f3i tulona g\u00f3ille zuhargor\u00ed fared\u00e9 \u00e9ndilla, ar fotti dah\u00e9l \u00f3t RM 10,000 f\u00f3ijjonto dibo, bos\u00f3r \u00f3t h\u00f3spitel \u00f3t uc\u00ed ha\u00e7as\u00edra gor\u00ed b\u00f3lla RM 20,000 dibo ar eks\u00edden or zoriya maragil\u00e9 y\u00e1 h\u00e1mic\u00e1lla ma\u00e1zur \u00f3igil\u00e9 RM 10,000 dibo. Y\u00edan or maan\u00ed \u00f3il de ekdin e bec\u00ed hom thia\u00f1 RM0.5 loi or\u00e9 zana s\u00e1ra eloc or emajensi \u00f3kkol \u00f3ttu tu\u00f1\u00ed h\u00e9fazot \u00e1so. <\/li>\n<li>REMEDI Allianz l\u00f3i mili boinne zib\u00e1 r\u00e9 UNHCR r\u00e9 maani loiy\u00e9 de sir\u00edf Malaysia&#8217;r inc\u00farens tortib. <\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; top_divider_color=&#8221;#0072BC&#8221; top_divider_height=&#8221;50px&#8221; animation_direction=&#8221;top&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#474747&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Dah\u00e9l Hon-Hon \u00d3ifarib\u00f3 De?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/06\/enrol-remedi.jpg&#8221; title_text=&#8221;dah\u00e9l-remedi&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;70%&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row make_equal=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin: auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; ul_font=&#8221;Poppins||||||||&#8221; ul_line_height=&#8221;1.6em&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Malaysia&#8217;r UNHCR rej\u00edstar \u00f3iye de ref\u00faji \u00f3kkol arde s\u00e1ar-tuyouya \u00f3kkol<\/li>\n<li>Zar\u00e1r boc (18) \u00f3ttu(60) bos\u00f3r<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#efefef&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>REMEDI e ki ki bo\u00f3i zaibo?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Guman s\u00e1ra biaram \u00f3kkol y\u00e1 eks\u00edden \u00f3kkol or zoriya Malaysia&#8217;r h\u00f3kumot or h\u00f3spitel \u00f3t uc\u00ed t\u00e1ka f\u00f3ijje d\u00e9 \u00f3ile REMEDI e h\u00f3spitel or bil \u00f3kkol bo\u00f3i zaibo.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; locked=&#8221;off&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dvmd_table_maker tbl_responsive_mode=&#8221;off&#8221; tbl_frame_gap_col=&#8221;5px&#8221; tbl_frame_gap_row=&#8221;5px&#8221; tbl_stripes_active=&#8221;on&#8221; tbl_stripes_order=&#8221;odd&#8221; tbl_stripes_apply=&#8221;on|off|off|off|off&#8221; tbl_tcell_cell_align_horz=&#8221;center&#8221; tbl_tcell_cell_align_vert=&#8221;center&#8221; tbl_tcell_cell_padding=&#8221;20px|20px|20px|20px|true|true&#8221; tbl_chead_cell_color=&#8221;#6c757d&#8221; tbl_rhead_cell_color=&#8221;#FAEB00&#8243; tbl_rhead_cell_align_horz=&#8221;center&#8221; disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; tbl_tcell_text_font=&#8221;Poppins||||||||&#8221; tbl_tcell_text_font_size=&#8221;16px&#8221; tbl_chead_text_font=&#8221;|700|||||||&#8221; tbl_chead_text_text_color=&#8221;#FFFFFF&#8221; tbl_chead_text_font_size=&#8221;15px&#8221; tbl_chead_text_line_height=&#8221;1.2em&#8221; tbl_cfoot_text_font=&#8221;Poppins|700|||||||&#8221; tbl_rhead_text_font=&#8221;|600|||||||&#8221; tbl_rhead_text_text_color=&#8221;#000000&#8243; tbl_rhead_text_font_size=&#8221;18px&#8221; tbl_rhead_text_line_height=&#8221;1.2em&#8221; tbl_rfoot_text_font_size=&#8221;0px&#8221; tbl_tcell_text_font_size_tablet=&#8221;16px&#8221; tbl_tcell_text_font_size_phone=&#8221;8px&#8221; tbl_tcell_text_font_size_last_edited=&#8221;on|tablet&#8221; tbl_chead_text_font_size_tablet=&#8221;&#8221; tbl_chead_text_font_size_phone=&#8221;&#8221; tbl_chead_text_font_size_last_edited=&#8221;on|desktop&#8221; tbl_rhead_text_text_color_tablet=&#8221;&#8221; tbl_rhead_text_text_color_phone=&#8221;&#8221; tbl_rhead_text_text_color_last_edited=&#8221;on|phone&#8221; border_radii_tbl_tcell_cell_border=&#8221;on|10px|10px|10px|10px&#8221; border_width_all_tbl_tcell_cell_border=&#8221;2px&#8221; border_width_all_tbl_chead_cell_border=&#8221;0px&#8221; border_style_all_tbl_chead_cell_border=&#8221;none&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][dvmd_table_maker_item col_label=&#8221;No.&#8221; col_content=&#8221;No.<\/p>\n<p>1<br \/>\n2<br \/>\n3<br \/>\n4<br \/>\n5<br \/>\n6<br \/>\n7<br \/>\n8<br \/>\n9<\/p>\n<p>10<br \/>\n11<br \/>\n&#8221; col_column_max_width=&#8221;0fr&#8221; col_tcell_cell_padding=&#8221;||||false|false&#8221; col_rhead_cell_padding=&#8221;||||false|false&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][dvmd_table_maker_item col_label=&#8221;Benefits&#8221; col_content=&#8221;Benefits<br \/>\n<cell colspan=%222%22><strong>HOSPITAL and SURGICAL (H&#038;S)<\/strong><\/cell><br \/>\nDaily Hospital Room &#038; Board (maximum up to 30 days)<br \/>\nIntensive Care Unit (ICU) (maximum up to 15 days)<br \/>\nHospital Supplies and Services<br \/>\nOperating Theatre<br \/>\nSurgical Fees (excluding organ transplantation)<br \/>\nAnaesthetist Fees<br \/>\nIn-Hospital Physician Visits (maximum up to 30 days)<br \/>\nIn-Hospital Specialist Consultation Visits (maximum up to 30 days)<br \/>\nAmbulance Fees \/ Medical Report Fees<br \/>\n<strong>Maximum limit for any one admission<\/strong><br \/>\n<strong>Maximum Overall Annual Limit (Item 1 to 9)<\/strong><br \/>\n<cell colspan=%222%22><strong>PERSONAL ACCIDENT (PA) (Optional)<\/strong><\/cell><br \/>\nDeath or Permanent Disablement (due to accident)<br \/>\nMedical and Surgical Expenses (due to accident)<br \/>\nPremium (inclusive of Servce tax)&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][dvmd_table_maker_item col_label=&#8221;Amount&#8221; col_content=&#8221;Amount (RM)<\/p>\n<p><cell rowspan=%229%22>As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.<\/cell><\/p>\n<p><strong>10,000<\/strong><br \/>\n<strong>20,000<\/strong><\/p>\n<p>10,000<br \/>\n2,000<br \/>\n183.60&#8243; col_column_max_width=&#8221;0.5fr&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][\/dvmd_table_maker][dvmd_table_maker tbl_row_header_count=&#8221;0&#8243; tbl_responsive_mode=&#8221;off&#8221; tbl_frame_gap_col=&#8221;5px&#8221; tbl_frame_gap_row=&#8221;5px&#8221; tbl_stripes_active=&#8221;on&#8221; tbl_stripes_order=&#8221;odd&#8221; tbl_stripes_apply=&#8221;on|off|off|off|off&#8221; tbl_tcell_cell_align_horz=&#8221;center&#8221; tbl_tcell_cell_align_vert=&#8221;center&#8221; tbl_tcell_cell_padding=&#8221;20px|20px|20px|20px|true|true&#8221; tbl_chead_cell_color=&#8221;#6c757d&#8221; tbl_rhead_cell_color=&#8221;#FAEB00&#8243; tbl_rhead_cell_align_horz=&#8221;center&#8221; disabled_on=&#8221;off|on|on&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; tbl_tcell_text_font=&#8221;Poppins||||||||&#8221; tbl_tcell_text_font_size=&#8221;16px&#8221; tbl_chead_text_font=&#8221;|700|||||||&#8221; tbl_chead_text_text_color=&#8221;#FFFFFF&#8221; tbl_chead_text_font_size=&#8221;15px&#8221; tbl_chead_text_line_height=&#8221;1.2em&#8221; tbl_cfoot_text_font=&#8221;Poppins|700|||||||&#8221; tbl_rhead_text_font=&#8221;|600|||||||&#8221; tbl_rhead_text_text_color=&#8221;#000000&#8243; tbl_rhead_text_font_size=&#8221;18px&#8221; tbl_rhead_text_line_height=&#8221;1.2em&#8221; tbl_rfoot_text_font_size=&#8221;0px&#8221; tbl_tcell_text_font_size_tablet=&#8221;16px&#8221; tbl_tcell_text_font_size_phone=&#8221;8px&#8221; tbl_tcell_text_font_size_last_edited=&#8221;on|tablet&#8221; tbl_chead_text_font_size_tablet=&#8221;&#8221; tbl_chead_text_font_size_phone=&#8221;&#8221; tbl_chead_text_font_size_last_edited=&#8221;on|desktop&#8221; tbl_rhead_text_text_color_tablet=&#8221;&#8221; tbl_rhead_text_text_color_phone=&#8221;&#8221; tbl_rhead_text_text_color_last_edited=&#8221;on|phone&#8221; border_radii_tbl_tcell_cell_border=&#8221;on|10px|10px|10px|10px&#8221; border_width_all_tbl_tcell_cell_border=&#8221;2px&#8221; border_width_all_tbl_chead_cell_border=&#8221;0px&#8221; border_style_all_tbl_chead_cell_border=&#8221;none&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][dvmd_table_maker_item col_label=&#8221;Benefits&#8221; col_content=&#8221;Benefits<br \/>\n<cell colspan=%222%22><strong>HOSPITAL and SURGICAL (H&#038;S)<\/strong><\/cell><br \/>\nDaily Hospital Room &#038; Board (maximum up to 30 days)<br \/>\nIntensive Care Unit (ICU) (maximum up to 15 days)<br \/>\nHospital Supplies and Services<br \/>\nOperating Theatre<br \/>\nSurgical Fees (excluding organ transplantation)<br \/>\nAnaesthetist Fees<br \/>\nIn-Hospital Physician Visits (maximum up to 30 days)<br \/>\nIn-Hospital Specialist Consultation Visits (maximum up to 30 days)<br \/>\nAmbulance Fees \/ Medical Report Fees<br \/>\n<strong>Maximum limit for any one admission<\/strong><br \/>\n<strong>Maximum Overall Annual Limit (Item 1 to 9)<\/strong><br \/>\n<cell colspan=%222%22><strong>PERSONAL ACCIDENT (PA) (Optional)<\/strong><\/cell><br \/>\nDeath or Permanent Disablement (due to accident)<br \/>\nMedical and Surgical Expenses (due to accident)<br \/>\nPremium (inclusive of Servce tax)&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][dvmd_table_maker_item col_label=&#8221;Amount&#8221; col_content=&#8221;Amount (RM)<\/p>\n<p><cell rowspan=%229%22>As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.<\/cell><\/p>\n<p><strong>10,000<\/strong><br \/>\n<strong>20,000<\/strong><\/p>\n<p>10,000<br \/>\n2,000<br \/>\n183.60&#8243; col_column_max_width=&#8221;0.5fr&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/dvmd_table_maker_item][\/dvmd_table_maker][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; top_divider_height=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>REMEDI e ki ki bo\u00f3i noz\u00e1ibo?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>REMEDI e priv\u00e9t h\u00f3spitel \u00f3kkol or bil \u00f3kkol,y\u00e1 h\u00f3spitel \u00f3t u\u00e7\u00ed t\u00e1ki or\u00e9 elac or zorurot no\u00f3 de ba\u00e1rgw\u00e1 biarammar elac or bil \u00f3kkol nodib\u00f3.<\/p>\n<p>Malaysia&#8217;t REMEDI \u00f3rdua loi bec\u00edbag elac or inc\u00farens \u00f3kkol \u00f3t kess\u00fa ha\u00e1lot arde elac \u00f3kkol or h\u00f3ros or\u00e9 bo\u00f3i noiz\u00e1i baatilgore. Baatil g\u00f3ijje de \u00edin \u00f3il de: <\/p>\n<p>[\/et_pb_text][et_pb_text ol_position=&#8221;outside&#8221; ol_item_indent=&#8221;30px&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; ol_font=&#8221;Poppins||||||||&#8221; ol_line_height=&#8221;1.6em&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ol>\n<li>Agort\u00fa d\u00f3ri as\u00e9 de biaram (REMEDI&#8217;t dah\u00e9l \u00f3ibar age d\u00f3ri as\u00e9 de biaram ar zebiram tu\u00e1\u00f1rt\u00fa zana as\u00e9);<\/li>\n<li>Tu\u00f1\u00ed Inc\u00farens \u00f3t g\u00f3li 120 din or b\u00fator \u00f3iye d\u00e9 amgurud\u00e1r biaram arde \u00f3kkol d\u00f3illa kensar;<\/li>\n<li>Plast\u00edk\/c\u00fandor oib\u00e1r ha\u00e7as\u00edra, s\u00fannotgor\u00e1, suk \u00f3r te\u00e9s, c\u00f3sma, manc\u00f3r ban\u00e1iya ga\u00e1r h\u00edssa, lagai ded\u00e9 amguruda solib\u00f3r jin\u00edc arde dakthor or mocuaradiyar habos or doilla ba\u00e1r\u00e9 estemal or nokol h\u00e1t-th\u00e9ng y\u00e1 jin\u00edc \u00f3kkol or estemal<\/li>\n<li>Inc\u00farens \u00f3t g\u00f3illa as\u00f3 de thaim \u00f3t, furafuri b\u00e1fe g\u00e1il \u00f3iye d\u00e9 kudurot\u00edr dat gom \u00f3ib\u00f3lla elac goro\u00f3n s\u00e1ra ar hon\u00f3 dat or elac y\u00e1 muk\u00f3r ha\u00e7a-s\u00edrar h\u00e1lot \u00f3kkol;<\/li>\n<li>Priv\u00e9t na\u00e1sing, aramgor\u00e1r elac y\u00e1 s\u00e1bsut\u00e1rar zotton, bekaanuni dabai-oc\u00fad, nic\u00e1, biaram or fuk maron, c\u00e1hawat\u00ed biaram arde tarfor\u00f3ttu \u00f3iaiy\u00e9 de notiza, AIDS, AIDS or kot\u00edn biaram ARC, manc\u00f3r biaram ruk\u00e1r taakot homa de v\u00e1iras HIV&#8217;r mutaalek biaram \u00f3kkol ar kaanun mutafek kuarent\u00e1in y\u00e1ni aladagor\u00ed rok\u00f3nor zoruri \u00f3o de far\u00e1 de biaram \u00f3kkol;<\/li>\n<li>Bongc\u00f3 d\u00f3ra \u00f3o de biaram or h\u00e1lot \u00f3rdua loi foidaci halot\/ gair maamuli y\u00e1 h\u00f3rafi \u00f3kkol or zehon\u00f3 elac y\u00e1 ha\u00e7a-s\u00edra goron;<\/li>\n<li>B\u00e1ccar foidayec, adinnazon y\u00e1 h\u00e1mil or zehon\u00f3 betala, zodi hon\u00f3 eksiden or zoriya n\u00f3o de \u00f3ile ar foidayec or agor y\u00e1 foidayec or baader zotton arde foidayec or kaabu rak\u00edbor ha\u00e7a-s\u00edrar, mic\u00ednor y\u00e1 h\u00e1mil no\u00f3ibor kemikel torika \u00f3kkol no\u00f3 de \u00f3le. moddami c\u00f3kti y\u00e1 fuks\u00e1bgor\u00f3on or mutaallek elac y\u00e1 the\u00e9s arde boda not\u00edy\u00f3n or biaram; <\/li>\n<li>Fo\u00f3lagiri, nizor foran nizedon, zehon\u00f3 d\u00f3\u00f1ok diyar kuc\u00edc, y\u00e1 eradagor\u00ed nizor or h\u00f3ti nizegor\u00ed g\u00e1ilg\u00f3ra<\/li>\n<li>Elangor\u00e1 y\u00e1 elans\u00e1ra lar\u00e1i y\u00e1 lar\u00e1i d\u00f3illa h\u00f3rkot, mujir\u00edm y\u00e1 terroris or h\u00f3kot \u00f3kkol, h\u00e1tiyar wala f\u00faz \u00f3kkol or salu as\u00e9 de zimma, h\u00e1mlat, danga-f\u00f3sat arde sib\u00edl lar\u00e1it da\u00e1r\u00edk c\u00e1mil; takon;<\/li>\n<li>Nofs\u00edyati, demaki, y\u00e1( zehon\u00f3 demaki biaram \u00f3kkol arde tar\u00e1r j\u00edsmaani y\u00e1 nofs\u00edyati s\u00farot \u00f3kkol) or doilla demaki rogor biaram \u00f3kkol.<\/li>\n<\/ol>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>N\u00fath: Li\u00edst yian n\u00f3o f\u00fara. Efol\u00f3s\u00edr matah\u00e1t\u00edt bat zaibo d\u00e9 \u00edin or fura li\u00edst \u00f3lla fol\u00f3s\u00ed gan \u00f3t zai so\u00f3. <\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#efefef&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#474747&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;top&#8221; animation_intensity_slide=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Hondillagor\u00ed Dah\u00e9l \u00d3iba<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>REMEDI&#8217;t dah\u00e9l \u00f3ib\u00f3lla, etobka gin or\u00e9 as\u00e1n or sa\u00f1te manisolo:<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_content_timeline dsm_timeline_style=&#8221;left&#8221; dsm_responsive_style=&#8221;left&#8221; dsm_card_arrow=&#8221;on&#8221; dsm_tree_animation=&#8221;on&#8221; dsm_bg_color=&#8221;#0072BC&#8221; dsm_pointer_bg_color=&#8221;#FAEB00&#8243; dsm_pointer_active_bg_color=&#8221;#0072BC&#8221; dsm_pointer_icon_color=&#8221;#000000&#8243; dsm_pointer_active_icon_color=&#8221;#FFFFFF&#8221; dsm_tree_bg_color=&#8221;#CED4DA&#8221; dsm_tree_active_bg_color=&#8221;#0072BC&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Lato|700|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; content_font=&#8221;Lato||||||||&#8221; content_text_color=&#8221;#FFFFFF&#8221; content_font_size=&#8221;15px&#8221; opposite_text_font=&#8221;Lato|700||on|||||&#8221; opposite_text_text_align=&#8221;center&#8221; opposite_text_font_size=&#8221;20px&#8221; custom_padding=&#8221;20px|30px|30px|30px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][dsm_content_timeline_child dsm_use_icon_image=&#8221;off&#8221; dsm_title=&#8221;Nisor Ektiyar gin \u00f3lla Ek(1) as\u00f3o&#8221; dsm_content=&#8221;<\/p>\n<p>a) <strong>Dah\u00e9l \u00d3on or Mojil\u00eds \u00d3kkol<\/strong>: Tu\u00e1\u00f1r d\u00e1kott\u00fa \u00f3or de mojil\u00eds \u00f3kkol or baabute apd\u00e9it zani b\u00f3lla Ref\u00faji Malaysia&apos;r Telegram Cenel or\u00e9 <br \/>b) <strong>Koum or Tonz\u00edm<\/strong>: Koum or sentar \u00f3kkol \u00f3ttu dah\u00e9l \u00f3ibor baabute tu\u00e1\u00f1r koum or li\u00eddar \u00f3ttu fos\u00e1rgoro<br \/>c) <strong>Onlain f\u00f3rom<\/strong>: <span style=%22text-decoration: underline;%22><span style=%22color: #ffffff;%22><a href=%22https:\/\/www.allianz.com.my\/personal\/partnership\/remedi.html%22 data-et-target-link=%22_blank%22 rel=%22noopener%22 style=%22color: #ffffff; text-decoration: underline;%22>onl\u00e1in f&apos;rom<\/a><\/span><\/span> ib\u00e1 furagor\u00ed tu\u00e1\u00f1r taaluki tofsil gan Allianz or\u00e9 do\u00f3.<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#xf303;||fa||900&#8243; dsm_opposite_text=&#8221;Tobka 1&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Lato||||||||&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_use_icon_image=&#8221;off&#8221; dsm_title=&#8221;Entezargoro&#8221; dsm_content=&#8221;<\/p>\n<p>Allianz or ekzon nomianda tu\u00e1\u00f1r l\u00f3i taaluk gor\u00e9fan entezargoro.<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#xf095;||fa||900&#8243; dsm_opposite_text=&#8221;Tobka 2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_use_icon_image=&#8221;off&#8221; dsm_title=&#8221;Kaanun ar Cor\u00f3t \u00d3kkol&#8221; dsm_content=&#8221;<\/p>\n<p>Allianz or nomainda ekzon loi fol\u00f3s\u00ed ki ki h\u00f3ros de, kaanun ar cor\u00f3t \u00f3kkol ki y\u00edan zanib\u00f3lla mocuara gor\u00f3.<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#xe065;||divi||400&#8243; dsm_opposite_text=&#8221;Tobka 3&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_use_icon_image=&#8221;off&#8221; dsm_title=&#8221;H\u00f3rosdiyon&#8221; dsm_content=&#8221;<\/p>\n<p>Zodi tu\u00f1\u00ed deh\u00e9l \u00f3ib\u00f3lla toiy\u00e1r de \u00f3ile, Allianz or nomaindar ha\u00f1s\u00e9 RM183.60 dif\u00e9lo.<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#xf4c0;||fa||900&#8243; dsm_opposite_text=&#8221;Tobka 4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_use_icon_image=&#8221;off&#8221; dsm_title=&#8221;REMEDI&#8217;r Ka\u00e1dh&#8221; dsm_content=&#8221;<\/p>\n<p>Allianz or nomaindart\u00fa tu\u00e1\u00f1r REMEDI&apos;r ka\u00e1dh arde Inc\u00farens or serthifik\u00e9it gos\u00edlo<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#xf2bb;||fa||900&#8243; dsm_opposite_text=&#8221;Tobka 5&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][\/dsm_content_timeline][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; top_divider_height=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>REMEDI&#8217;r Dokum\u00e9n \u00d3kkol<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||40px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Allianz or nomainda r\u00e9 RM 183.60 di \u00f3re dah\u00e9l \u00f3on f\u00faa\u00f1t-f\u00faa\u00f1ti, tu\u00f1\u00ed nizor \u00e9ndilla tinn\u00e1n dokum\u00e9n faiba. <a href=\"https:\/\/www.allianz.com.my\/personal\/partnership\/remedi.html\" target=\"_blank\" rel=\"noopener\">Allianz or w\u00e9bs\u00e1it<\/a> \u00f3t tu\u00f1\u00ed REMEDI&#8217;r Dokum\u00e9n \u00f3kk\u00f3l or fura li\u00eds sa\u00e1i fariba zi\u00edn\u00f3t pe\u00e9cgor\u00e1giy\u00e9 de elan \u00f3kkol, fol\u00eds\u00edr hot\u00e1ttara \u00f3kkol, arde jin\u00edc or boiyangor\u00e1 c\u00edth c\u00e1mil as\u00e9. <\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin: auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Elac or Ka\u00e1dh (Mu\u00fam)<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/11\/remedi-allianz-front.png&#8221; title_text=&#8221;remedi-allianz-mu\u00fam&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Elac or Ka\u00e1dh (Fi\u00edd)<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/11\/remedi-allianz-back.png&#8221; title_text=&#8221;remedi-allianz-fi\u00edd&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|22px|22px|22px|22px&#8221; border_width_all=&#8221;0.5px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin: auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Foiyar Ha\u00f1s\u00e9 Buz\u00e1ideh\u00e1 de Ci\u00f1\u00e7\u00ed<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/11\/remedi-cover-letter.png&#8221; title_text=&#8221;remedi-foiyarha\u00f1s\u00e9buz\u00e1ideh\u00e1de-Ci\u00f1c\u00ed&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|22px|22px|22px|22px&#8221; border_width_all=&#8221;0.5px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Inc\u00farens or s\u00e9rthifik\u00e9it<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/11\/remedi-certificate-of-insurance.png&#8221; title_text=&#8221;remedi-inc\u00farens-or-s\u00e9rthifik\u00e9it&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|22px|22px|22px|22px&#8221; border_width_all=&#8221;0.5px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#efefef&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; top_divider_height=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;3%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;Poppins|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>A\u00f1\u00ed keng\u00f3ri REMEDI r\u00e9 h\u00f3spitel \u00f3t estemal g\u00f3ijje?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][dsm_content_timeline dsm_responsive_style=&#8221;right&#8221; dsm_tree_animation=&#8221;on&#8221; dsm_pointer_bg_color=&#8221;#FAEB00&#8243; dsm_pointer_active_bg_color=&#8221;#0072BC&#8221; dsm_pointer_icon_color=&#8221;#000000&#8243; dsm_pointer_active_icon_color=&#8221;#FFFFFF&#8221; dsm_tree_bg_color=&#8221;#CED4DA&#8221; dsm_tree_active_bg_color=&#8221;#0072BC&#8221; dsm_image_width=&#8221;100px&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Lato|700|||||||&#8221; header_font_size=&#8221;20px&#8221; content_font=&#8221;Lato||||||||&#8221; content_font_size=&#8221;16px&#8221; image_icon_custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; border_width_all_card_border=&#8221;1px&#8221; border_color_all_card_border=&#8221;#0072BC&#8221; global_colors_info=&#8221;{}&#8221;][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-hospital.png&#8221; title_text=&#8221;remedi-h\u00f3spitel&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;H\u00f3spitel&#8221; dsm_content=&#8221;<\/p>\n<p><span>Tu\u00e1\u00f1r l\u00f3i ha\u00f1s\u00e9 as\u00e9 de <a href=%22https:\/\/www.moh.gov.my\/index.php\/database_stores\/store_view\/82%22 data-et-target-link=%22_blank%22 rel=%22noopener%22>Malaysia&apos;r H\u00f3kumot or H\u00f3spitel<\/a> \u00f3t zo\u00f3<\/span><\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#xf111;||fa||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/09\/research_7265916.png&#8221; title_text=&#8221;tahk\u00edk_7265916&#8243; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Andazlagon&#8221; dsm_content=&#8221;<\/p>\n<p>Elacgor\u00ed b\u00f3lla u\u00e7i t\u00e1kon \u00f3r zorur\u00ed \u00f3i ki no\u00f3i tu\u00e1\u00f1r\u00e9 andaz lagai sa\u00e1ibo<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-document.png&#8221; title_text=&#8221;remedi-dokum\u00e9n&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Dokum\u00e9n \u00f3kkol&#8221; dsm_content=&#8221;<\/p>\n<p>Tu\u00e1\u00f1r REMEDI Elac or Ka\u00e1dh arde UNHCR or Ka\u00e1dh\/ UC ci\u00f1\u00e7i deh\u00f3o<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-verification.png&#8221; title_text=&#8221;remedi-s\u00f3iyi-n\u00e9-cekgor\u00e1&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;S\u00f3iyi N\u00e9 Cekgor\u00e1&#8221; dsm_content=&#8221;<\/p>\n<p>Dah\u00e9lgor\u00e1 d\u00e9 kountar r\u00e9 biaraimmar UNHCR or dokume&apos;n ar mokor\u00f3r g\u00f3ijje de dakthor; REMEDI Elac or Ka\u00e1dh cekgore<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-admission.png&#8221; title_text=&#8221;remedi-dah\u00e9l&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;H\u00f3spitel or Dah\u00e9l \u00d3on&#8221; dsm_content=&#8221;<\/p>\n<p>S\u00f3iyi n\u00e9 cekgor\u00e1 \u00f3ile, h\u00f3spitel e tu\u00e1\u00f1r e dah\u00e9lgor\u00ed elacgor\u00e1r toiyarigore.<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-recovery.png&#8221; title_text=&#8221;remedi-aaram-\u00f3on&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Aaram \u00d3on&#8221; dsm_content=&#8221;<\/p>\n<p>Aaram \u00f3ile, tu\u00e1\u00f1r\u00e9 h\u00f3spitel \u00f3ttu lamai diyagiye h\u00f3i zanaibo<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-bill.png&#8221; title_text=&#8221;remedi-bil&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Bill&#8221; dsm_content=&#8221;<\/p>\n<p>H\u00f3spitel \u00e9 elac or bil toiyargor\u00edbo<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-payment.png&#8221; title_text=&#8221;remedi-h\u00f3rosdiyon&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;H\u00f3rosdiyon&#8221; dsm_content=&#8221;<\/p>\n<p>Zodi hon\u00f3 jin\u00edc luwaya not\u00e1ke\/ elac tu\u00e1\u00f1r c\u00edmar ba\u00e1r\u00e9 n\u00f3o zade \u00f3ile, hon\u00f3 h\u00f3ros dia noforib\u00f3( no\u00f3i l\u00e9 h\u00f3spitel \u00f3t \u00f3kkol h\u00f3ros di or\u00e9 s\u00e1bg\u00f3rif\u00e9lo).<\/p>\n<p><em><strong>N\u00fath<\/strong>: Zodi hon\u00f3 h\u00f3ros inc\u00farens \u00f3t c\u00e1mil n\u00e1i de \u00f3ile, \u00faun diyon n\u00e1n tu\u00e1\u00f1r z\u00edmma. Zodi tu\u00e1\u00f1rt\u00fa dite hon\u00f3 m\u00f3ckil \u00f3or de \u00f3ile, tu\u00f1\u00ed <a href=%22https:\/\/refugeemalaysia.org\/rh\/modot\/sehetor-hedmot-okkol\/%22>Malaysian Relief Agency<\/a> l\u00f3i taaluk gor\u00edfarib\u00e1. Elac or modot \u00f3re keis ekk\u00e1n baade ekk\u00e1n or andaz lagai or\u00e9 dibo .  <\/em><\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x5b;||divi||400&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; parent_header_level=&#8221;h4&#8243;][\/dsm_content_timeline_child][dsm_content_timeline_child dsm_image=&#8221;https:\/\/refugeemalaysia.org\/wp-content\/uploads\/2024\/05\/remedi-medication.png&#8221; title_text=&#8221;remedi-dabaioc\u00fad&#8221; dsm_icon_image_placement=&#8221;left&#8221; dsm_title=&#8221;Dabaioc\u00fad&#8221; dsm_content=&#8221;<\/p>\n<p>\u00d3kkol dabaioc\u00fad loi elac or sarthifik\u00e9ith (MC) loilo\u00f3 ar j\u00f3lti aarm \u00f3o.<\/p>\n<p>&#8221; dsm_use_pointer_element=&#8221;on&#8221; dsm_point_font_icon=&#8221;&#x43;||divi||400&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; 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