UNHCR in gambeel gaaltaai mi khat ahi Cing Deih Nem in ahihzo zah tawh zatui lam kikepna, the Refugee Medical Insurance (REMEDI) a zop manin a nuntakna a phattuam lawhna langtak in theisak hi.
Cing Deih Nem in 2014 in Kawlgam a inn nusia in Malaysia ah nuntak zia bit nading leh nuntakna a lamkik ding a zong ahi hi. Now living in Selangor, she had little idea that a sudden health crisis in December 2024 would test her resilience — and show her the true value of protection through REMEDI, the only medical insurance plan in Malaysia endorsed by UNHCR for registered refugees and asylum-seekers.
Zingsang khat, numei nu hong khuh leh a ngei bang loh in a awmsung kigaak hong sa hi. Ni dang in tua bang buaina numei nu in thei kha ngeilo hi. A naai zato neu khat in a zatui nek ding geelsak himahleh ni tawm khat sungin a dinmun nasia zaw hi.
Numei nu in, ka awmsung kigaakna nasia zaw sem a, hong lunghimawh sak hi, cih in sam kik hi.
Numei nu zato neu a pai kik ciang, siavuan in awmbing natna in muangmawh leh zatopi ah a manlaang a pai nading ngaihsut sak hi. Numei nu’n private zatopi ah kikep zawh nading hi thei lo cih a thei ciangin, Cing in kumpi vaaihawmsakna lam teel a-ahih hangin amah zatopi ah khatvei zong na tung ngei lo baan ah bang lamet ding zong thei lo hi.
Hong geen masak in sum kiciantak ka koi kholh ding kisam hi hong ci hi. Lamdang kasak ciang ka kipawlna makaite ka hopih hi, cih in numei nu in geenkhia hi. “Mipa hong tun ciang, REDEMI ka neih hiam cih aman hong dong hi. Kha sawt nai lo sungin ka hong khin hi-Tua ka phawk khia hi. ”
That memory brought immense relief. Cing in atawi REDEDI card hangin lunghimawh nading om lo in zatopi ah sum piakkholh kuul lo in ki aap thei ding hi. Siavuante in numei nu’ natna pen asthma hi cih kipsak khin a, a se zaw manawk ahih manin thagui lam kikepna leh oxygen piakna a kipan amanlaang taka kikem ding ci hi.
Ni tawmkhat khit ciang ka nuamtuam a, ahih hangin a bei zah ding ka lungkham hi. Bill pia zo lo ding bangin ka kingaihsun a zato ka tuah nuam hi.
Kaampha takin, a UNHCR laikung laidal tawh numeinu in kumpi zato a abei a bill tungah discount 50% hong ngah thei hi. Himah leh medical insurance loh tawh, a kisam lai 50% aman pia zo lo ding hi. REMEDI tungah lungdamnate kicing, abei lai dingte avek in kipia khinta hi.
Amau in kei kiang hong gen in na zato bill REDEDI in hong piak sak khit acih ciang, counter mun ah ka kap hi. lamdang ka sa hi. REMEDI in deposit bek a huam ding ka sa hi.
Zato ah ni guk khitciang, Cing cidam tak leh lungnuam takin inn hong ciah kik hi. Dam bek hi lo, a kisap hun laitak in sumlepaai muanhuai nading REMEDI in panpihna na ngah hi.
“REMEDI in ka nuntakna hong hongkhia takpi hi.”
tua a phuutkhaakte in palai khat a suak ding lungsim guan hi. Numeinu in a Facebook tungpan a taangthu hawm sawn leh a biakinn a mipihte kiang zatui lam kikep kholhna thupitna gen khia hi.
“Pawlkhat in mantam lua cih gen uh, ahih hangin ka thukim kei hi. Kum khat ah RM.183.60 bek hi. Ka piak khak theih nading tawh ka tehkaak ciang tawm mahmah kasa lai hi. Ka saanggampa kiang sum leitawi in ka pia sak hi- tua ciang aman zong a nei ding ka hanthawn hi.
REMEDI icih pen UNHCR leh Allianz kizopna kikaal tungtawn pan hong khangto in gaaltaaite leh gambeel asiaute ading upmawh loh a zato tunna ahih keileh accident tuakte zatopi tunna a neih leh a piak zawh nading vaaihawmsakna hi. UNHCR-minkhumna a ngahsa mimal kum 19 pan 60 ciang kisaang a, REMEDI in kepna leh lungmuanna hong pia hi a, tua hangin gaaltaai khat in lamet lohpi a damlohna tawh thukin tuak leh abei dingte hangin lunghimawh kuul lo hi.
“REMEDI neihna in hong lungmuang sak hi. Zingciang bang piang ding ka thei kei a – zong cina thei ahihkeileh accident thei khat tuak thei ing. Ahih hang tua bang tuak leng REMEDI na om ding cih ka thei hi.
A kicing loh nuntakna khat sungah, CIng Deih Nem in zatuilam panpihna sang a thupi zaw mu hi – numeinu in kalsuanto nading tha neih leh zahtak huaina a picing mu hi.
“Tuni, gaaltaaite khempeuh in REMEDI kisam hi!”
REMEDI tawh kisai theih nop dang a om leh, Refugee Malaysia | REMEDI lut in
REMEDI lei nading, WhatsApp the insurance agent (Jason: 017-381 8310)
*Nawngkaaina a om loh nading min kilai kikembit hi.