Refugee Medical Insurance (REMEDI)

REMEDI – Refugee Medical Insurance acih bang hiam?

Refugee Medical Insurance (REMEDI) in gaaltaite ie zato lam tawhkisai leh tuahsiatna tawhkisai beinate ah hong huh hi. Kum khat ai 183.60 atung REMEDI ah minkhumna ih bawl leh tua REMEDI in lamet lohpi cinatnate ahihkeileh tuahsiatnate ahihkeileh tua tuahsiatna hangin pumpi hemsuakna athuak gaaltai khat in Malaysia kumpi zatopi ah akibawl leh kibawlna abei sumte hong sik ding hi. Tuadan thu apian leh REMEDI in zato lupman khempeuh RM 10,000 pan atungsiah kum khat ai zato lupman RM 20,000 ciang hong piaksak ding hi.

Banghang minkhum bawlhuai hiam?

Lamet lohpi a liamnate ahihkeileh natnate hangin Malaysia a om gaaltaite ie kibawlman pen tampi tungthei dinga, tua hangin amau ie kholsa sum le paite hong suplawh sak thei hi.
REMEDI in gaaltaite ie zato lupman abeiteng piaksak ding ahihman in gaaltaite in lamet lohpi zatui lam tawhkisai kibawl man abei ding alung hihmawh uh kullo a lungmuang sak hi.
Kumsim minkhum manh REMEDI pen ” Piakmasak” kici a- tua pen hong huamzah tawh tehna in kipiazo ciat a, tua pen admission RM10,000 leh RM20,000 pen zatolupman leh kikheina zat leh RM 10,000 pen sihna or lametlohpi tuahsiatna hanga hemsuakna ading hi. Hih in nang pen theihkholh loh pi in emergency ading in ni khat ciang aniam theipen RM0.50 tawh hong kikembit cihna hi.
REMEDI pen Allianz tawh kikop in UNHCR te theihpina anei Malaysia a khat bek a om Insurance vaihawmna ahi hi.

Kua in Minkhum Thei ding?

UNHCR Malaysia tawh minkhumna angahsa gaaltaite leh gambeel-asuaite
Kum sawm le giat (18) pan kum sawmguk (60) phate

REMEDI Nuai ah Bangciang Huam?

Lametloh tuahsiatna leh muanmawhlohpi cinatna hangin Malaysia kumpi zatopi ah na lupna leh na zatolup manh te REMEDI in huam hi.

Benefits

Amount (RM)

HOSPITAL and SURGICAL (H&S)

1

Daily Hospital Room & Board (maximum up to 30 days)

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

2

Intensive Care Unit (ICU) (maximum up to 15 days)

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

3

Hospital Supplies and Services

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

4

Operating Theatre

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

5

Surgical Fees (excluding organ transplantation)

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

6

Anaesthetist Fees

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

7

In-Hospital Physician Visits (maximum up to 30 days)

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

8

In-Hospital Specialist Consultation Visits (maximum up to 30 days)

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

9

Ambulance Fees / Medical Report Fees

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

Maximum limit for any one admission

10,000

Maximum Overall Annual Limit (Item 1 to 9)

20,000

PERSONAL ACCIDENT (PA) (Optional)

10

Death or Permanent Disablement (due to accident)

10,000

11

Medical and Surgical Expenses (due to accident)

2,000

Premium (inclusive of Servce tax)

183.60

Benefits

Amount (RM)

HOSPITAL and SURGICAL (H&S)

Daily Hospital Room & Board (maximum up to 30 days)

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

Intensive Care Unit (ICU) (maximum up to 15 days)

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

Hospital Supplies and Services

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

Operating Theatre

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

Surgical Fees (excluding organ transplantation)

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

Anaesthetist Fees

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

In-Hospital Physician Visits (maximum up to 30 days)

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

In-Hospital Specialist Consultation Visits (maximum up to 30 days)

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

Ambulance Fees / Medical Report Fees

As charged in accordance with charges consistent with Third (3rd) Class Room and Board, up to a maximum of RM160.00 per day in a Non-Corporatized Malaysian Government Hospital in conformance to the charges specified under Fees Act 1951, Fes (Medical) (Service Cost) Order 2014.

Maximum limit for any one admission

10,000

Maximum Overall Annual Limit (Item 1 to 9)

20,000

PERSONAL ACCIDENT (PA) (Optional)

Death or Permanent Disablement (due to accident)

10,000

Medical and Surgical Expenses (due to accident)

2,000

Premium (inclusive of Servce tax)

183.60

REMEDI Nuai ah Bangte Huamlo?

REMEDI in pen aituam zatopite ah zato lup manhte, ahihkeileh outpatient kici zato lup ding akisamlo kibawl ziauhnate ah hong huamlo hi.

Malaysia ah REMEDI akihel zato lamtawhkisai insurance nasepna pawlkhatte in kibawlna leh dinmun pawlkhatte ah ahuamsak loh pawl khat om hi. Tua a huamsak lohte ah akihel te pen:

Neihkholhsa natnate (REMEDI ah minkhum nabawlma a na neihkholhsa natnate leh na theihkholsa),
Na insurance bawl kipatni pan 120 hunsung a apiang natnate, cancer khempeuh leh lungtang sivuibing,
Kipuah kizepna a, plastic ki kheina, vunteep atna, mittang sitna, limlangte zatna, khekhem thuahna, khuazak nading kithuah set, lungtang kisaina ahuhdinga kithuah sette zatna leh apualam pan vanzat te ngahtheihna zato laite tawh khekheem vante leina, setvante ngahnate
Na insurance neih hunsung in liamna hanga na ha khempeuh angeina dan in, ahoih nading, ha tawhkisai damlohnate kibawlna ahihkeileh kamsung kikheeina cihte,
Aituam kikepna, inn ah ki veenna, innhah nasepna, thukhun huamloh khamtheih zatuite, zukhamna, lungno thahna, numei-pasal omkhopna pan kingah natna leh tuate ie abaan AIDS (Hing Kiam Natna) ARC (AIDS tawh Akizom Buiana (Mihing Thuakzawhna akiamsak Natnalungno) leh akizom natnate, thukhun tawhkizui a atuam a koih akul a kilawh kizom thei natnate,
Khangguizui a damlohna cihte akihel pianpih dam lohna angei bangh lohna ahihkeileh poina a ding in kibawl ahihkei leh kikheeina khat peuh,
Nausuak, nausia ahihkeileh naupaiina tawh kisai dongtatna, thakhat a accidentna hang ahih kei buang a leh nausuahma ahihkeileh nausuahkhit leh kikheina, setlam ahihkeileh nauhalna zatuilam ahi naudalna or nau neih nading kibawlna. Thukkin sepzawh lohna leh testna or thabeina lam tawh kibawlna or nauneihnagui sutatna;
Lungsim navaak lohna, amah leh amah kisihbawlna ahihkeileh mun khat ah hanciamna ahihkeileh ngimna tak tawh ei leh ei kisuk liamnate;
A ki genkhol ahihkeileh aki genkhol ahilo gaal ahihkeileh gaal tawhkisai gamtatna, kumpi deihlo bawlna, ngongtat gamtatna, thautawi kipawlnate ah tangtak ahihkeileh sawihem a nasepna, lungphona, buaina lianpite leh mipi sosangna sungah kihelna,
Lungsim manlo, lungsim lam, ahihkeileh thagui zawngkhalna (lungkiat natna khatpeuh leh pianpih ahilo amau lungsim pan ngah natna ahihkeileh lungsim ngaihsutna tawhkisai kilatnate ).

Ciaptehding: Hih sazian (list) pen bukim hi lo hi.Hih thukhun nuai a ahuamciat loh sazian (list) te hehpihna tawh hong puak un.

Koici Minkhum ding

REMEDI ah minkhum nading, oltak a zuihding kalsuanziate

Kalsuanzia 1

Anuai a Teeltheihte sungpan (1) Khat Teel in

a) Minkhumna Bawlziate: Na nai a om hong piangding thuthakte na theihtheih nading in Refugee Malaysia Telegram channel pen Subcribe bawl in.
b) Minam Kipawlnate : Kipawlna phualpite a na kipawlna makaite kiangah minkhumna tawhkisai dongh in.
c) Online Form: Hih online form.Allianz te in hong gelhsiang sak theihna dingin a theihhuai na thulelate akim in pia in.



Kalssuanzia 2

Ngak in

Allianz te ie agent khat in hong ho ding ngak in



Kalsuanzia 3

Thukhun leh Aomziate

Allianz te ie agent te thudong leh ahuamzah tawhkisa zuih ding thukhun, Thukhun, leh Aomziate.kikum in.



Kalsuanzia 4

Piakna

Minkhum ding na ki ginkhit leh na piakding RM183.60 pen Allianz te ie agent te kiangah pia in.



Kalsuanzia 5

REMEDI Card

Allianz agent te kiang pan in na REMEDI card leh Insurance Theihpihnalai la in.



REMEDI Laikung-laidalte

RM 183.60 Allianz agent te tungah pia in REMEDI minkhumna na bawlkhit teh, anuai a laikung-laidal thumte na ngah ding hi. Allianz’s website pan in laihawmte, zuiding thukhun kigelh laite, abawlkhiat-nate, akihel REMEDI Laikung-laidalte ie sayiante akicing tak in na en thei ding hi.

Medical Card (amailam)

Medical Card (anunglam)

Laidal Tuamna

Insurance Theihpihna Lai

Zatopite ah Koidan in REMEDI Zang Ding Kahiam?

Zatopi

Nang tawh akinai pen Malaysia kumpi zatopi ah pai in.



Khentatna

Minkhumna tawhkisai akisam om maw omlo cih khenttat sittel na hong nei kik ding

C

Laikung-laidalte

Na REMEDI Medical Card leh UNHCR Card/UC Laidalte Keng in

C

Sittelna

Minkhumna counter pan in cinate ie UNHCR laikung-laidalte & REMEDI Medical Card hong ki sit ding hi.

C

Minkhumna

Sittelna hong neih khitteh, zatote in na minkhum nading hong vaihawm sak ding

C

Damkikna

Na damkik khit ciang, zato te in na zato pan na tuak ding thu hong zasak ding uh hi.

C

Sumpiakna lai

Zatote in zato lupna tawhkisai sumpiakna lai hong bawlsak ding

C

Piakna

Vanzatte, kibawlnate tawhkisai ahuamloh a om keinak a, akiciangtan zah val kei peuh leh sumpiak ding kisam lo (lamkhatpan zatopi ah sumpiak ding vai siang)

Ciapteh ding: Insurance in a huam zawhloh kibawlna piak ding a om leh tua pen nang piak ding vaipuak hi.Na sumpiak ding tawhkisai haksakna na neih leh Malaysian Relief Agency te na ho thei hi.Zatui tawhkisai kihuhna pen athu khat khit khat enkak in ki sittel ding hi.

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